Let Active Appraisal Service handle your appraisal

To many, an appraisal is simply a line item in the long list of items for a home purchase or refinance. And while there are a developing number of automated home valuation processes that may appear more prudent than an appraisal, almost all lenders still call for a local expert because the stakes are very high. You might assume that securing a mortgage is the only reason to acquire an appraisal, but there are more cases when the services of a licensed, independent real estate professional could be helpful.


	For real estate appraisals in Turlock and Stanislaus County, it's easiest when your order online from Active Appraisal Service, just click here.

Dispute your tax assessment in Stanislaus County

If you reside in an area where the value of property has depreciated, it's possible you're paying too much in property taxes. An appraisal from Active Appraisal Service is your best evidence when building your case. At Active Appraisal Service,we can assist you in appealing your tax assessment.

Let Active Appraisal Service assist you in lowering your mortgage payment

When the amount being loaned to the home buyer is more than 80% of the actual value of the home, many lenders ask homebuyers to take out an supplemental insurance policy. That policy is Private Mortgage Insurance, or PMI. Most often, this added payment is bundled into the monthly mortgage payment and is quickly forgotten. This is damaging because PMI isn't required when the leftover balance of the loan - whether through market appreciation or principal pay down - dips below the 80% mark. In fact, the Homeowners Protection Act (HPA) of 1998 was implemented by the United States Congress that requires lenders to do away with the PMI installments when the balance is paid down to 78% of the original value.

If you'd like to eliminate PMI, Active Appraisal Service can give you a statement regarding the value of your home. The price you paid for the appraisal can usually be offset in little time because you'll no longer be paying the PMI.

Divorce settlement with less stress

A divorce can be a very traumatic event for both parties, and it is often even more complicated by the burdensome decision of who gets the property. Regardless of the circumstances, it's a good idea to get an appraisal from Active Appraisal Service so both parties are completely aware of the true market value of their property.

The parties will have a clearer picture of what price to set, if they need to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment.

Settling an estate with peace of mind

Losing a loved one is a difficult time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the real estate involved. We ensure the highest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Unlike wealthy individuals, most Americans don't have dedicated estate planners or executors to manage these issues. A home or other property often makes up an unequal share of the total estate value, so understanding the true value of the real estate at hand is of vital importance to ensuring disputing parties walk away knowing they've received a fair deal.

Active Appraisal Service can assist you in relocating to or from Stanislaus County

Employee relocation is a real pain. We know where you're coming from. That being said, we take great care in organizing an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide feedback on the positive attributes of their property, as well as information regarding any current sales or listings in their neighborhood that they want considered during our intensive process.

Selling your home quickly at the right price with an appraisal from Active Appraisal Service

A professional appraisal can help you make a better educated decision regarding your selling price, whether you want to sell your home on your own or with the help of a real estate agent. An appraiser has no vested interest in what amount the house sells for, unlike real estate agents. The price we charge isn't related to the sales price, but rather they are based on our efforts to complete the appraisal.

On a daily basis, we examine the difference in value things like an additional bathroom or a kitchen remodel can make. Seeking a professional appraisal is a trusted way to decide what improvements will add value and what a suitable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long properties stay on the market.