Reasons to order an appraisal from Active Appraisal ServiceThousands of people in Oklahoma purchase, sell or refinance their home every year. A lot of these transactions involve a simple line item for an appraisal. While there are a multiplying number of automated home valuation systems that might seem more practical than an appraisal, the majority of lenders still call for a local expert because the stakes are incredibly high. You might believe that obtaining a mortgage is the only reason to acquire an appraisal, but there are more times when the services of a licensed, independent real estate professional might be helpful. ![]() Dispute your tax assessment in Tulsa CountyIf you reside in an area where the property value has depreciated, it's possible you're paying too much in property taxes. When building your case, an appraisal from us is your best evidence. We're qualified to assist you in challenging your tax assessment. PMI removal to lower a mortgage paymentPrivate Mortgage Insurance, or PMI, is an added insurance plan that most lenders ask homeowners to purchase when the amount being loaned to the buyer is more than 80% of the actual value of the real estate. Most often, this added payment is folded into the monthly mortgage payment and is promptly forgotten. This is unfortunate because PMI is unnecessary when the remainder of the loan - whether through market appreciation or principal pay down - goes below the 80% level. In fact, the United States Congress implemented a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to eliminate the PMI installments when the loan-to-value ratio conditions have been met. Active Appraisal Service will produce a statement regarding the value of your home, and the expense of the home valuation can often be regained in little time because you'll no longer be paying the PMI. Order your appraisal from Active Appraisal Service today Order todayDivorce settlement with less stressA divorce is often complicated by the troublesome decision of who gets the home, and it can be a particularly daunting event for both parties. So both parties are completely aware of the true market value of their property, it's a good idea to order an appraisal from Active Appraisal Service, regardless of the circumstances. The parties will have a clearer picture of what price to set, if they wish to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment. Fair and accurate estate liquidationLosing a loved one is a painful time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Fair Market Value for the real estate involved. We guarantee the highest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP). Unlike wealthier individuals, most Americans don't have dedicated estate planners or executors to manage these affairs. And seeing that a home or other property often makes up an uneven share of the total estate value, understanding the true value of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've received a fair deal. Move to or from Tulsa County through an employee relocation programWe understand the stress associated with an employee relocation. That's why we take great care in setting up a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide feedback on the positive aspects of their property, as well as information regarding any current sales or listings in their area that they want considered during our detailed inspection. Sell your home promptly — at an accurate priceA professional appraisal can help you make a better educated decision regarding your selling price, whether you want to sell your home on your own or use the assistance of a real estate agent. An appraiser has no vested interest in what price the house sells for, unlike real estate agents. Our fees depend on our efforts to complete the appraisal report and and aren't related to the sales price. On a daily basis, we analyze the difference in value things like an additional bathroom or a kitchen remodel can make. Seeking a professional appraisal is a trusted way to determine what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time, because we're experts in knowing how long houses stay on the market. ![]() |